COVID-19 Resources

COVID-19 Resources

CommunityWorks, a South Carolina US Treasury certified nonprofit community development financial institution (CDFI), that provides critical financing for small businesses, affordable housing, and community development organizations and efforts. Now more than ever, small businesses and nonprofits need our help. In the wake of COVID-19, we are here to offer hope through financial and educational resources. We will keep this resource page regularly updated.


Stay up to date on reopenings and COVID 19 updates in South Carolina.

accelerateSC – Powered by, this recently launched site is being continually updated with reopenings and important information to help SC citizens stay in the know during these changing times.


Below is a list of federal relief programs. If you would like to apply and are curious about your eligibility or need help reviewing your application, please reach out to us. Whether you are a current client of CW or not, we would be happy to help however we can.

Paycheck Protection Program (PPP) – (funding restored & application portal open as of 4/27 ) This loan program provides loan forgiveness for retaining employees by temporarily expanding the traditional SBA 7(a) loan program. Application form. Check out this loan forgiveness calculator to estimate how much you’ll have to pay back.

Watch this step by step tutorial on how to prepare your PPP application! 

Need further help with your application? Schedule an appointment with one of our business coaches here! 

Economic Injury Disaster Loan Emergency Advance (EIDL) – This loan advance will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties. Apply here.

SBA Express Bridge Loans – Enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly.

SBA Loan Deferrals for 7(a) – The SBA will automatically pay the principal, interest, and fees of current 7(a), 504, and microloans for a period of six months.

SBA Loan Deferrals for Microloans – The SBA will also automatically pay the principal, interest, and fees of new 7(a), 504, and microloans issued prior to September 27, 2020


If a business, nonprofit, or individual does not qualify for federal funding, we have developed several in-house relief products. These products are available on a first-come, first-serve basis and require an application and supporting documentation.

To learn more and/or apply for any of the below products, please fill out this form.


  • COVID-19 Small Business Relief Fund Line of Credit for small businesses: up to $10,000. This credit is intended for working capital to cover business losses due to COVID-19.
    1. The variable interest rate will be no more than Wall Street Journal Prime plus 1%
    2. The repayment terms call for a 3 month draw period with a 6-month interest-only renewal option. The maturity will be no more than 12 months following the closing date.
    3. No prepayment penalty.
    4. Must meet CW eligibility checklist and provide all documentation required


  • COVID-19 Community (nonprofit) Relief Fund Line of Credit to help nonprofit partners: up to $50,000 unsecured and $250,000 secured. This credit is intended for working capital to cover losses due to COVID-19 for nonprofit and governmental entities.
  1. The variable interest rate will be no more than Wall Street Journal Prime
  2. The repayment terms call for a 6 month draw period with 24 months of interest-only payment and a maturity date no more than 24 months following the closing date
  3. No prepayment penalty
  4. Must meet CW eligibility checklist and provide all documentation required


  • COVID-19 Consumer Relief Fund loan to help with emergencies: up to $1,500 unsecured in partnership with Self Help Credit Union. This Small Dollar Relief Loan is a response to help individuals access affordable credit during this time of need and avoid predatory loans.
    1. The interest rates will be 4% through a shared, secure count, up to 12 months for unsecured loans
    2. All loans will have a savings component
    3. Loans will be eligible for a limited list including immediate expense needs due to COVID-19, refinancing high interest, reliable transportation, emergency car repairs, driver’s license reinstatement, and more
    4. Must meet CW eligibility checklist and provide all documentation and any collateral required

Interested in a one-on-one financial wellness assessment with our certified financial counselor? Schedule an appointment here. Wondering what the benefits of an AFCPE® Certified Counselor are? Click here.


The Emergency Housing Assistance Fund – Provides access to emergency shelter for those in need, as well as rent and mortgage assistance for those economically impacted by the effects of COVID-19. In partnership with UnitedWay, City of Greenville, CommunityWorks, and more. Call 211 to learn more about how to apply.

Self-Help Credit Union – Loan information, applications, and financial health tips.

Hispanic Alliance Resources –  Information for students, financial stability, and healthcare access.

Stimulus Check Questions / Reasons you may not have received yours yet

Local United Way Relief Resources – Give to the relief fund, find ways to volunteer, and access resources to help the most vulnerable in our community.

Greenville Chamber of Commerce – Business support, emergency remote work, corporate policies and more.

Spartanburg Chamber of Commerce – Financial resources, business guidance, innovation ideas and more.

Columbia Chamber of Commerce – Business resources, CARES Act information, and more

Together SC Nonprofit Resources – A framework for nonprofit organizations to face COVID-19

Emergency Grants for Artists – Emergency Grants & Donation-Based Funds for artists in the wake of COVID-19

Realtor Resources – A dedicated page to provide guidance to help REALTORS® and REALTOR® associations respond to the coronavirus’s impact on our industry.

Faith Based Organization Resources – Frequently Asked Questions for Faith-Based Organizations Participating in the PPP and EIDL loan programs


CommunityWorks continues to monitor and evaluate the most current information regarding COVID-19 (coronavirus) as part of our commitment to the health and welfare of our staff, partners and clients.

In an effort to keep our staff as well as our community safe and healthy, our office will be temporarily closed to the public. However, our operation will remain intact. We have instituted a work from home policy to ensure we continue supporting our clients, small businesses and community partners.

As a reminder, you can reach us by calling (864) 235-6331, or by visiting our contact page.

Please note that we are also actively working with our investors and philanthropic partners regarding relief funds for low-income households and small business owners. We will share information with our partners and clients as these ideas develop further.