Have you or your business been negatively impacted by COVID-19?

In the wake of COVID-19 many businesses have faced financial loss and many business owners have been forced to make difficult decisions that have negatively impacted their business. Thankfully, through local partnerships, federal relief funding and several in-house products, we have been able to provide financial relief for individuals and businesses alike.

Local Relief Programs


Get reimbursed for COVID-19 related expenses.

Eligible businesses: Businesses in the hospitality industry that are considered a restaurant, hotel or event venue can apply. Businesses that had an LLC and a business location with proof of lease (or equivalent) prior to September 2019 but may not have opened until spring of 2020 are eligible. Businesses that have already received funding from Greenville County CARES are eligible but must be requesting funding for different expenses and modifications.

How much could my business be granted? There is no limit to the amount that may be granted businesses must have receipts or show proof of quotes or invoices to be paid directly to vendors.

What type of expenses may be reimbursed? Funding is available for costs both incurred and projected within the time period of March 27th, 2020 through December 30th 2020. Costs must be necessary for businesses to maintain operations while adhering to COVID-19 compliance guidelines. Examples of eligible expenses include but are not limited to: building modifications/upfits (including tents, outdoor patios, plexiglass barriers, outdoor heathers, drive-thru windows, etc.); sanitizations costs (including cleaning expenses, hand wash/hand sanitizer stations, etc.); technology to allow for a low touch/contactless environment (including iPads, disposable supplies, POS systems, etc.); and other expenses related to public safety measures and efforts to prevent the spread of COVID-19.

Application period: November 23rd, 2020 – December 18th, 2020
All incurred funds must be expended by December 30st, 2020.

To apply:
Print and scan or digitally complete this pre-qualification form and email to loaninfo@cwcarolina.org.


The Spartanburg Area Chamber of Commerce in partnership with CommunityWorks has established the Bringing Back the Burg Small Business Fund to help businesses impacted by COVID-19. This loan is designed to financially assist qualifying small businesses in the city and the county through low interest and forgivable loans. Businesses that have been negatively impacted by COVID-19 and meet the criteria could be eligible for up to $10,000 with the possibility of 50% of the loan forgiven after the first year.

Eligible Businesses:

  • Businesses with a physical location and principally based in Spartanburg County
  • For-profit business
  • Employing less than 50 full-time equivalent employees
  • Less than $5 million in gross revenues for the past 12 months
  • Affected by COVID-19

Eligible Uses:

  • Rent
  • Accounts Payable
  • Payroll
  • Inventory
  • Other working capital
  • Equipment

More than half of the available funds are restricted to businesses that are located in, employ people from, or serve low-and-moderate-income areas.

Loan Documentation Checklist

After you complete the online application, a CommunityWorks loan officer will be in touch with you to gather the following documentation. Please prepare the following:

  1. Completed Back the Burg Online Application
  2. Post-COVID-19 Business Plan
  3. Copy of a Government Issued Photo ID for All Applicant(s)
  4. Business’ Incorporating Documents
  5. 2019 Tax Return or 2019 Year End Financial Statements
  6. 2020 YTD Interim Financial Statements/Income Statement (no earlier than September 30, 2020)
  7. Business Bank Statement from September 1, 2020 or Newer
  8. Signed Bringing Back the Burg Small Business Fund Acknowledgement Form
  9. Copy of the Business License (City or County)
  10. Signed SBA 1624 Form
  11. Duns # (If you do not have DUNS #, you can obtain one for free here …if you have further questions, email anash@cwcarolina.org)
  12. Completed and Executed Duplication of Benefits and Certification Form
  13. Proof of LMI Status (2019 Personal Tax Return OR 2019 W2s)

Applications are not considered complete until all documents are submitted. If you need assistance with any of the required documents, a representative from CommunityWorks can assist you with any questions you may have: 864-235-6331.

***Due to high demand and limited funds, approvals will be made on a first come first serve basis. Please note that you must submit a full application and all documentation in order to be considered. Only Spartanburg businesses will are eligible, and the loan maximum is $10,000. ***


The purpose of the Rock Hill Unite Loan program is to provide expedited financial relief to small businesses that have experienced a downturn in business due to impacts from COVID-19.

Crisis Business Coaching

Has your business been affected by COVID-19?

Sign up for a session with one of our business advisors to find out if you qualify for free business coaching to update your business plan.