GOALS: Gaining Opportunity to Assets, Loans, and Savings.

We offer a number of programs and services that connect you to the knowledge and resources you need to reach your financial GOALS! Explore the details of each below:

Financial Wellness

When you’re struggling to make ends meet, it can be overwhelming to try and learn more about your finances and how to properly manage them. You want to save money and start building a stable financial future, but lack the knowledge to make it happen. With predatory lenders and credit scams, you may not even want to try out of fear of losing more.

CommunityWorks offers a free alternative through the Financial Wellness Program, providing the tools and resources you need to take control of your finances. Just as you should visit your doctor for a regular checkup, you should visit us to evaluate your financial health. Whether you want to know what you need to do to be mortgage-ready, or if you just have some simple questions about your credit, these one-on-one sessions with our financial coaches are extremely beneficial. During these sessions, you’ll…

Step 1: Go over a personalized budget with suggestions and tips to save money, helping you establish a spending and money management plan.

Step 2: Explore a personal review of your credit report and score, where we explain why you have your current score and demonstrate ways to improve your credit.

* Checking your credit through our site does not affect your credit score. All information provided through the site is confidential and private. 

Homebuyer Assistance Program

A home is a valuable investment — often one of the largest and most important you’ll make — but where do you start? How do you find the funds necessary to initiate the homebuying process?

Through the Homebuyer Assistance program, homeownership is an obtainable goal. We help first-time homebuyers with the upfront costs of down payment and closing costs, providing forgivable five year loans for up to $5,000. By becoming a homeowner, you not only promote your own stability, but that of your family and neighborhood.

No matter which county you are buying your home in, your lender needs to submit the CommunityWorks Lender Form.

To determine if you’re eligible and begin the application process, explore the following documents:

Greenville County Homebuyers:

Spartanburg County Homebuyers:

In order to be eligible, you must be pre-approved for a mortgage by a lender and have selected the house you wish to buy.

PRISMA Health Employer Assisted Housing Program

Finding affordable housing near your PRISMA (formerly Greenville Hospital System) place of work can be frustrating. That’s why we have the PRISMA Employer Assisted Housing Program. We partner with PRISMA employers who help us provide safe, affordable housing for their employees close to the workplace. CommunityWorks will provide up to $5,000 in down payment and closing cost assistance to eligible applicants.

To determine if you’re eligible and begin the application process, explore the following documents:

Disaster Preparedness at Home Resource Guide

Are you and your home prepared for a natural disaster? Check out this free resource that will help you plan for the unforeseen. The Disaster Preparedness at Home Resource Guide will walk you through creating a personalized family emergency/disaster plan and provide you with essential information and resources that you will need to protect yourself.

Consumer Loans

If you have subprime credit, you’re not alone — over 64% of South Carolinians face the same problem, preventing them from accessing traditional banking services.

Not only does this make it difficult for you to meet financial needs, but it also puts you at risk of being manipulated by a predatory lender, who will try and charge you outrageous interest rates.

CommunityWorks offers consumer loans to help you strengthen your credit, consolidate high interest debt, and build assets. The ultimate goal is to give you the tools and resources you need to build wealth and establish financial capability.

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CommunityWorks continues to monitor and evaluate the most current information regarding COVID-19 (coronavirus) as part of our commitment to the health and welfare of our staff, partners and clients.

In an effort to keep our staff as well as our community safe and healthy, our office will be temporarily closed to the public. However, our operation will remain intact. We have instituted a work from home policy to ensure we continue supporting our clients, small businesses and community partners.

As a reminder, you can reach us by calling (864) 235-6331, or by visiting our contact page.

Please note that we are also actively working with our investors and philanthropic partners regarding relief funds for low-income households and small business owners. We will share information with our partners and clients as these ideas develop further.